Modernlend Credit Card
Who lack a fico score.
Modernlend credit card. The company uses alternative metrics including education employment social and behavioral data to identify creditworthy borrowers. Obtaining a credit card through modernlend doesn t require you to have a social security number or fico credit score. Modernlend is an online lender to international citizens in the u s. Hello full disclosure i am a co founder at selfscore.
Who lack a fico score. We were founded by former international students to provide financial assistance to today s foreign students. Modernlend usa private modernlend is an online lender to international citizens in the u s. It s wonderful how much money you have and how much you have heard about illegal immigrants and yet you can t spare any money to ask an attorney this question.
We are issuing our credit card customized for international citizens and would like someone to design our credit card. With the case of illegal immigrants there are ma. Join our waitlist and start dreaming bigger today. Secured credit cards offer a path to establishing credit for new immigrants center for financial services innovation 1 32 1 4 11mm.
Modernlend hopes to begin offering credit cards to both students and international workers by september. Selfscore and modernlend are two companies that underwrite credit cards to student and working immigrants by using factors like education and. Innovating at the intersection of savings and credit in 2016 cfsi released an in depth look at new consumer research on secured credit cards. Modernlend expects to have its credit cards available later this year potentially before the 2016 17 academic year starts in september.
Modernlend s qualification process will be fairly similar. The company uses alternative metrics including education employment social and behavioral data to identify creditworthy borrowers. Its purpose was to explore how innovation in secured credit cards can help consumers build. This will be a premium high end credit card because our target customers are international students attending the top schools and international workers earning the highest wages.
Whether you ve been in the u s. Its initial offering is a credit building debit card and will begin offering credit cards in 2016. Selfscore offers a credit card for international students available now. For a long time or are just now settling in it s never too late to start building good credit.
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